Legal

Cookie Policy

Last updated: April 26, 2026

The Short Version

  • We use a small number of first-party cookies needed to keep you signed in and prevent automated abuse.
  • We do not use advertising cookies, do not embed third-party tracking pixels, and do not share cookie data with advertising networks.
  • We do not need a consent pop-up because all cookies we set are either strictly necessary or are first-party performance cookies that you can disable in your browser at any time.
  • We honor the Global Privacy Control (GPC) signal. If your browser sends Sec-GPC: 1, we will not set non-essential cookies (currently: the affiliate referral cookie).

Cookie Inventory

CookieCategoryDurationSource
mbs_pack

Subscription authentication. HMAC-signed token identifying an active Family or Pro subscriber. Used to grant access to paid features without a login form.

Strictly necessaryUp to 90 daysFirst-party
mbs_ref

Affiliate referral attribution. Stores a referral identifier when a visitor arrives via an affiliate link, so the affiliate is credited if the visitor later subscribes. First-party only — no third-party network reads this cookie.

Performance60 daysFirst-party
__cf_bm / cf_clearance

Cloudflare Turnstile bot protection. Verifies that a human is using the upload form. Required to prevent automated abuse of our analysis API.

SecuritySession to 30 minutesThird-party (Cloudflare)

Third-Party Domains

When you complete a paid checkout, you are redirected to checkout.stripe.com, which sets its own cookies under Stripe’s domain to process your payment. Those cookies are governed by Stripe’s cookie policy, not ours. We do not receive payment-card data and do not read Stripe’s cookies.

What We Do Not Use

  • No Google Analytics, Meta Pixel, TikTok Pixel, LinkedIn Insight Tag, or similar advertising/tracking pixels.
  • No cross-context behavioral advertising. We do not “sell” or “share” personal information as those terms are defined under the California Consumer Privacy Act.
  • No session-replay or screen-recording technology.
  • No fingerprinting libraries.

Your Choices

You can disable cookies entirely in your browser settings. If you do, the Service may not work as expected — most notably, your subscription authentication will not persist between visits.

To opt out of the affiliate referral cookie specifically, enable the Global Privacy Control signal in your browser (instructions at globalprivacycontrol.org) or email us at privacy@medibillsaver.com.

Related Policies

Contact

Cookie questions: privacy@medibillsaver.com